Welcome to dianesingerforassembly.com

Archive for ◊ October, 2009 ◊

Author: admin
• Wednesday, October 14th, 2009

Don’t let the job of finding a real estate agent discourage you from hiring one. Realtors are ready, willing and able to help you. They have the information you will need about preparing, pricing, listing, advertising, showing, and selling your property. Many offices will have multiple agents to choose from.

Agents that advertise are no doubt successful. Most agents are contractors and spend their own money to promote themselves. There are many different realtors to choose from, but where do you look for their advertising? The Internet, newspapers, referrals, or simply walking into any real estate office will work. Let’s examine how each one of these ways can be highly effective.

Internet

Chance are if you have access to the Internet, that will be the first place you look to find a realtor of your choice. This is probably the easiest way to find a realtor. There are several websites you can visit, such as Realtor.com. You might prefer a specific real estate agency. All you have to do is visit one of these websites and you will be taken step-by-step on how to find the realtor for you.

Some agents even have their own websites. These sites can great sources for information about financing, buying and selling, trends, and real estate news. Often the websites are now linked with multiple listing services and you can browse properties for sale in your area.

Referrals

If someone you know worked with a particular realtor in the past and has nothing but great things to say about the experience, you should consider that referral. If that person was pleased with the service the realtor provided, there is a good chance you will be too. Referrals can come from anyone you know such as a friend, family member, or business associate. Another great source for a referral is neighbors. A real estate agent that has worked in your neighborhood will already be familiar with comparable sales, codes, and maybe even buyers. You can even check out real estate agents with listings in your area.

Newspapers or Magazines

Many times you might notice a realtor’s ad in newspaper or magazine. Depending on how the ad stands out, this might attract you to call that particular agent. If you see an agent is aggressively advertising and selling properties you might want to jump aboard their program.

Realtors want new business and are eager to help you.  That is the reason why the realtor’s ad is in the newspaper or magazine in the first place.  Knowing this information will motivate you to consider choosing a realtor with this method.

Walk-in

Real estate offices in your area are waiting for you to walk in. If you happen see a real estate office, don’t hesitate to drop by. Talking to a realtor face-to-face can be highly effective. You can tell much about a person on the first meeting. Ask them for references and any information you need to choose an agent.

So what are you waiting for? Get going!

Oliver Wingrove is a real estate investor based in Texas. He is a former estate agent and writes widely about issues related to real estate and finance. His current interests currently span both the US and UK market especially the buy and rent back market and how it applies to the downturn in the real estate market.

Author: admin
• Thursday, October 08th, 2009

There is some concern from the Citizens Advice in the UK that companies offering sell and rent back deals may be exploiting homeowners who are in arrears with their mortgage repayments. Such companies offer homeowners the chance to sell their property quickly for cash and then remain in the home by paying rent. For those who are faced with the prospect of having to move out of their home it may seem to be the perfect lifeline. While there are some ethical companies out there offering fair deals, some offer way below the market value, which in some cases is just a quarter, of what the property is worth.

Some homeowners who are facing desperate financial struggles with mortgage arrears and other debts, which have piled up, only see the chance to sell and to remain in their homes and so sign over their homes. Some individuals have been under the impression that they are able to stay in the home by renting for as long as they want and then have found out 12 months later this is not true. Some have signed agreements promising affordable monthly rent payments only to see their rent jump up drastically within 6 months, with some being faced with having to find rent that surpassed the mortgage repayments they struggled to maintain. Of course, if tenants cannot afford the rent they have to move out, which leaves them in the same position they were in before and worse still, the property may then be sold by the property buyers for a huge profit.

The amount of homeowners who sell their homes this way has increased with the recession and job losses being upon us. However, the Citizens Advice has reported that many homeowners seeking this option as a way of avoiding repossession have regretted the decision. They stress that if you are in mortgage arrears and are considering selling your home this way to look into the agreement very carefully before rushing into signing.

The Financial Services Authority has recognised that there are less than ethical companies out there, who seem to give out false promises to homeowners and are clamping down on offenders. Companies have advertised on TV, in leaflets through letterboxes and on websites, that you can get cash for your home to pay off bills and avoid repossession of homes. They make it sound so easy and of course, for those who have little by way of options left open to them; it can be very tempting to sell for a lot less than the asking price if they believe they are able to stay on in the property for life.

However, this is not to say that all companies who offer homeowners the chance to sell and rent back are devious. There are companies out there who do state that you sell for less than the asking price and that there is no guarantee as to how long you are able to rent. Selling your home this way to avoid repossession can be a win-win situation, providing you know what you are entering into and you go into the deal with your eyes open.

Category: Mortgage  | Leave a Comment
Author: admin
• Saturday, October 03rd, 2009

Even though having a side line of income can come in handy, yet not everyone is in a position to set up a fledged business or even take freelance projects. That does not really mean that there are no opportunities to make money on the side. If you are a knowledgeable person for a specific area, it’s good to sell your know-how, rather than selling your time. But you need to be equipped with knowledge and skills, especially if you want to make money online. There are many websites that offer free internet marketing trainings to help people start their online business. Learning how to make money online is interesting. It will help you survive recession times because it can help you earn an income while at home and during your free time.